The protracted recession is pressing in tighter against all businesses, promising to vastly alter the landscape. If you haven't yet felt this vice grip, consider yourself lucky. Yet, I find it fascinating to play a sort of guessing game of what next year will look like. Will there be a Hummer brand? Will secretive hedge funds be reporting to the SEC? Will there be universal healthcare in the US? Will the online news free-for-all come to a stand still or ...